Education Planning
Have kids, grandkids, or great-grandkids who may have the need for later education funding? It's never too early to start planning.
529 Plans
UGMAs and UTMAs
Education fund conversions to Roth IRAs
Employer-Sponsored Plans
Longtime office employee. Freelancing solopreneur. Multi-tasking CEO. We can help to identify retirement and savings accounts that fit the everyday needs of employers and employees.
IRA rollovers
401(k), solo(k), and 403(b) plans
Profit sharing plans
SEP and Simple IRA plans
Strategic Planning
''What should I be investing in?'
We hear this a lot. Our investment strategies grow organically from each investor's expressed needs, from your current situation to where you want to be.
Market volatility
Stock splits
UIT maturity dates
Annuities out of surrender period
Inherited accounts (disbursing assets, retitling)
2 Guarantees are subject to the issuing company's claims-paying ability.
Annuities & Insurance
'What If?' scenarios can help identify and prepare for potential financial gaps caused by unplanned life events like incapacitation or death.
We can analyze, compare, and service highly rated products offering guaranteed income2 or tax-deferred growth.
Variable annuity
Disability Income (DI) insurance
Long Term Care (LTC) insurance
Life insurance
Family Planning
You take care of your loved ones every day. You owe it to yourself to set up your financial legacy on your terms, budget, and needs. Think of this as self-care for future you.
Trusts and estate planning
Custodial accounts (for minors or as POA)
Holistic financial guidance
Special needs financial strategies
1 Services offered are not meant to be construed as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.
Tax Planning
A complete financial analysis often includes examining tax minimization opportunities, such as tax loss harvesting, capital gains/losses, income brackets, and back-door Roth IRA contributions.1